Our Diamond Dividends checking is an account that lets your money work for you by paying dividends. There are no requirements to receive the standard dividend rate. You’ll earn interest no matter what!
Plus, as long as you maintain a daily balance of $1,500.00 in your account you’ll pay no monthly fee. If, during any day, your account balance falls below the required minimum daily balance, a fee of $4.95 will be assessed.
Want to earn even more than the standard rate?
The more you use your account, the more you get. Our Diamond Dividends account can pay you an astonishing 10% annual percentage yield (APY) on your first $1,500 and our standard dividend rate on the remaining balance with just a few requirements:
- Use your debit card 35 times during the month – no minimum transaction amount… yep even that $1 candy purchase counts!
- Enroll in electronic statements.
- Enroll in and use online billpay (at least once every 60 days).
- Get direct deposit into your account ($1,000+ per month).