and 'Refresh'.
1. Primary Relationship (50 pts per account):
Select a Checking Account
None (0 pts)
ClearPath Checking (50 pts)
CrystalFree Checking (50 pts)
Diamond Dividend Checking (50 pts)
ConnectPlus Checking (50 pts)
2. Years of Membership (1 pt/yr for 16 yrs and over):
Years as CU member
1 - 15
16
17
18
19
20
21
22
23
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
3. Type of Savings Account
A. Number of Non-IRA Certificates (10 pts per account):
0
1
2
3
4
5
B. IRA & IRA Certificates (20 pts per account):
0
1
2
3
4
5
C. Additional Savings Products Present (10 pts per account):
0
1
2
3
4
5
D. Aggregate Savings Balance:
None 0 pts
$1 - $999 (10 pts)
$1,000 - $2,499 (15 pts)
$2,500 - $9,999 (25 pts)
$10,000 - $49,000 (35 pts)
$50,000 - $999,999,999 (45 pts)
E. Any savings product with a negative balance (-200 per account):
0
1
2
3
4
5
4. Member Loans
A. Home Equity Line of Credit (25 pts per account):
0
1
2
3
4
5
B. All Loans except HELOC, Mtg, CC (10 pts per account):
0
1
2
3
4
5
C. Mortgage (25 pts per account):
0
1
2
3
4
5
D. Aggregate Loan Balance:
None 0 pts
$1 - $999 (10 pts)
$1,000 - $24,999 (30 pts)
$25,000 - $49,999 (40 pts)
$50,000 - $74,999 (50 pt)
$75,000 - $999,999,999 (60 pts)
E. Any loan product at a delinquency of 2 or above (-200 per account):
0
1
2
3
4
5
5. Self-Service Relationship
A. Debit/Signature based activity (25 pts per month):
No
Yes
B. OTB or Online Credit Card (25 pts per month):
No
Yes
C. Active Audio Response (5 pts per month):
No
Yes
D. Active Online Banking (10 pts per month):
No
Yes
E. E-Statement enrolled (50 pts per month):
No
Yes
F. Bill Payment enrolled (50 pts per month):
No
Yes
6. Member Elected Deposit Relationship
A. Payroll with Deposits greater than 1,000/mo. (50 pts per month):
No
Yes
B. ACH with Deposits greater than 1,000/mo. (50 pts per month):
No
Yes
C. Loan Payments only via AFT-active (15 pts per month):
No
Yes
D. Loan Payments via ACH (25 pts per month):
No
Yes
7. Other
A. Wrong Address (-200 pts per month):
No
Yes
8. Electronic Services Usage
A. Mobile Text Banking (25 pts per month):
No
Yes
B. Enotice Subscription (10 pts per month):
No
Yes
C. Valid Email Address (25 pts per month):
No
Yes
